Cocheco Financial Group is an independent financial advisory firm based in Dover, NH. As an independent firm, we have no pressure to use proprietary products or do business with financial institutions that are not in our clients’ best interest. We pride ourselves on our independence, fiduciary standard of care, and ability to exceed client expectations in every aspect of service.
We believe that the missing piece to abundant success for many people is not being accountable to a plan. Many people have done well creating individual pieces of a plan; a 401(k), investments, an IRA, trust, etc. But too many people do not have the cohesive plan that ties it all together. Without a clear plan that holds both you and your advisor accountable, the future is simply left to hope and chance which is not a great strategy for managing your wealth and retirement.
Woodbury Financial Services (WFS)
WFS, our chosen broker-dealer, is the entity that is responsible for the oversight of its financial professionals. They provide us with a wide variety of services and the resources such as compliance monitoring, training, technology, and investment research.
WFS is a securities brokerage firm regulated by the Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority, Inc. (FINRA), and is subject to the rules of those entities as well as the rules of the Municipal Securities Rulemaking Board (MSRB) and all 50 states. The goal of these various entities is to ensure fair and efficient securities markets and provide for the fair treatment of investors.
Pershing, LLC is our brokerage custodian, and has been a leading global provider of financial business solutions for over 70 years. They serve more than 1,500 institutional, high-net-worth, and retail financial organizations and independent registered investment advisors. Collectively, their customers represent approximately five million investors with over $831.3 billion in assets serviced.
Pershing, LLC a wholly owned subsidiary of Bank of New York Mellon, one of the largest banks in the world with over $24 trillion in total assets under custody and administration.