Cocheco Financial Group

Cocheco Financial Group

Cocheco Financial Group is dedicated to provide highly professional personal wealth management and retirement planning. We strive to provide unmatched advice to people who take their finances, their families, and their goals seriously. Many of our clients have often referred to us as their Personal CFO.

Our clients are everyday people looking for organization, education, and forward-thinking. We are proud to work with a variety of people including teachers, engineers, doctors, police officers, plumbers, contractors, lawyers, accountants, landscapers, and business owners alike.
 

Why Choose to Work with Us

Founded by John Gill, Cocheco Financial Group is driven to lead our friends and clients toward their financial goals through sound investment, estate, and tax planning.  John and his staff believe in the principals of being good financial stewards, saving and planning, building wealth for the future, retiring with financial confidence, and passing wealth tax-efficiently to future generations.

Our mission is simple: we help our clients plan for what is important to them.  We believe a review meeting isn’t time to just sit and analyze a quarterly statement, but to look at the big picture to see where you’re heading and how to stay the course. Plain and simple, our job is to stay focused on you meeting your goals. That is why you hire us.
 

About Cocheco Financial Group

Services & Investments

 

Investment Management

Our goal is to have an expert on your side helping guide and advise on all matters related to you becoming financially successful; whatever that means for you and your family. We will design and implement an investment strategy appropriate to your current situation, while planning the future.
 

Asset Management

Individuals and families depend on the assets they accumulate over the years, being able to sustain them later in life – in retirement or in the event of an unforeseen need. However, not everyone has the time to monitor and manage those assets.
 

Retirement Income Planning

If we fail to plan for “life after work”, all the plans and effort we put into our working lives, could be jeopardized. If we don’t plan for retirement, we’ll never be able to prepare for it. And an ill-prepared retirement is bound to be one filled with financial stress and chaos!
 

Social Security Planning

When to apply for Social Security is one of the most important decisions you may face during your retirement. It is difficult to understand each of the complicated claiming strategies and ever-changing rules that impact Social Security benefits.
 

Tax Planning

It’s said that only two things are certain in life: Death…and Taxes! And while there’s not much you can do to avoid the former, with prudent planning and foresight, there’s a lot you can do to minimize the latter.
 

Estate Planning

For some people, financial planning is mainly concerned with how best to go about building a nest egg, and how to make it last through retirement. But for many, there is a desire to ensure their estate delivers benefits beyond their own retirement; producing a legacy after they have passed.

Our independence allows us to work with a variety of companies.  This is a sampling of just some.

Vanguard
Black Rock
Jackson: Financial Freedom For Life
J.P. Morgan
Lord Abbett
Alliance Bernstein
Invesco
iShares
Eaton Vance
T. RowePrice
Wellington Management
American Funds From Capital Group
PIMCO
Franklin Templeton Investments
SEI
Hines: Real Estate Investments
Voya Financial
Neuberger Berman
Fidelity Investments
DoubleLine Capital
BNY Mellon
Nuveen Investments
Ivy Investments

Blogs

Cocheco Financial Group |
It can be easy to overlook the nation’s solid economic fundamentals when the financial media splashes stories every day about an army of amateur traders, short-selling mania, and initial public offerings (IPOs) that double in price on the first day of trading. But a recent survey by The Wall Street Journal showed just how upbeat economists are about 2021.1 Here’s a quick summary of the highlights. Increased projected economic expansion. Economists now expect the economy...
Retirement planning is not entirely financial. Your degree of happiness in your “second act” may depend on some factors that don’t come with an obvious price tag. Here are some non-monetary factors to consider as you plan your retirement. What will you do with your time? Too many people retire without any idea of what their retirement will look like. They leave work, and they cannot figure out what to do with themselves, so they...
Cocheco Financial Group |
On October 26, the Treasury Department released the 2021 adjusted figures for retirement account savings. Although these adjustments won’t bring any major changes, there are some minor elements to note. 401(k)s. The salary deferral amount for 401(k)s remains the same at $19,500, while the catch-up amount of $6,500 also remains unchanged. However, the overall limit for these plans will increase from $57,000 to $58,000 in 2021.1 Individual Retirement Accounts (IRA). The limit on annual contributions...